REQUEST A KENTUCKY RELOCATION PACKET!

Finding a new Kentucky home has never been so easy!

Just click on the link below.

LEXINGTON KY RESIDENTIAL HOMES FOR SALE

 RICHMOND KY RESIDENTIAL HOMES FOR SALE

Lizette Fitzpatrick- Principal Broker at Lizette Realty.

For more information on Kentucky Horse Farms and Lexington KY real estate 

click on Lizette.us.

 Copyright © 2010 By Lizette Fitzpatrick, All Rights Reserved

REQUEST A KENTUCKY RELOCATION PACKET!

Finding a new Kentucky home has never been so easy!

Just click on the link below.

LEXINGTON KY RESIDENTIAL HOMES FOR SALE

 RICHMOND KY RESIDENTIAL HOMES FOR SALE

Lizette Fitzpatrick- Principal Broker at Lizette Realty.

For more information on Kentucky Horse Farms and Lexington KY real estate 

click on Lizette.us.

 Copyright © 2010 By Lizette Fitzpatrick, All Rights Reserved

I've read about people doing this and I planned to try it out the next time I did order through the drive-up window. Today was my chance to pay it forward for the folks behind my car.

It looked to be a family of four in the car. As I paid for my meal, I asked the guy at the window if I could pay for the people behind me in line. The thing about this is you won't know of the outcome.

The other day I read a story in the letter to the editor in the Lexington Herald and the letter was from someone where this had been done for them.

Here is what they wrote...

I was waiting in line at McDonald's drive through on Harrodsburg Road last month.

 When I got to the window, the young man told me that the patrons in the car in front of me had paid for my food. 

I  do not know who those people were but the gift I received from them was something I really needed.

In the previous monthes I experienced the loss of my mother, I found out I have lung cancer an have begun chemotherapy.

I have taken many things for granted in my 45 years of life and have been a pessimistic person.

That was one gesture and wave from the people in the car in front of me as they drove off, affected me in more ways than I can say.

To them, I say, "Thank You," because I needed that gesture probabaly more than any in my life.

There are good people in this world and you do not have to know someone for them to impact your life.

Hope is what I needed, and a $4 gesture from the car in front of me from people I did not know,  instilled hope in me. treasure all the people you know and the good people you may not know this season and may God bless YOU!

 KODAK Moment - Wood Bridges That are Vanishing From Madison County KY

As I was looking for one of my favorite pictures to enter into the Kodak Moment contest, I found this favorite moment that I had one summer day in Madison County KY.

I had been out touring homes with a client near US 25 in Richmond and after I drove across this wood bridge I stopped to take a few pictures for later. Good thing I did.

Now this bridge is gone. Yes, it's not even there now. Hard to imagine that something this beautiful is gone.   Most of the wooden bridges I remember seeing all my life in Madison County have vanished.

Over the years, I have taken pictures of old stores, bridges and buildings all around Madison County and Richmond. I'm always sad to see that now they are gone too. That's progress, I guess.  

Right now in Central Kentucky, we are experiencing extremely cold weather. Last night snow and today a freezing rain.  Brrrr! This picture makes me have hope that we will be warm again.

It's rare to experience all this snow and cold before Christmas. My mother commented yesterday that it reminded her of the weather back in the 50's and 60's. I do remember seeing old pictures of us kids playing in lots of snow. Maybe she is right.

I wonder if this has anything to do with global warming?

This post is written as a submission to the ActiveRain 'Kodak Moments' contest. I have the chance to win the KODAK EASYSHARE M580 Digital Camera

To participate in the ActiveRain contest, visit the blog post announcing the contest from Kodak and ActiveRain

Santa Arrives Early To Save The Day

 I just received a call from a friend about a catastrophe that happened yesterday at her house.

She was on her way home from the hospital where she was recovering from being very ill.

For weeks she has dealt with surgery to have her tonsils removed, secondary infection, dehydration and then a sinus infection.

Finally she was ready to go home so she can enjoy Christmas on antibiotics. Relieved, but with a stuffy head, she checks out. 

Kids in tow, she opened the garage door to pull the car inside.

In a state of shock and disbelief she saw that the ceiling had caved in on everything in the garage! Water was pouring in from the ceiling! WHAT????

Jumping out of her car stunned, she realized that she would have to wade through all the freezing water to get to the main shut-off in the basement. Once she made it down there... it was full of water too! 

She later found out a pipe had burst in the garage ceiling because of lack of insulation in the attic space.  

The house had 3 floors of flood damage, water was everywhere and had buckled the walls too! Even all the Christmas presents were ruined.  

Frantic, she called the insurance company and they were there within the hour and sent in a team of people to help.  

Earlier in the day as a surprise, she had forgotten that Santa was scheduled to stop by to visit with her kids.

He arrived in that first hour in the middle of all the chaos!   She answered the door all a wet mess and out of her mind. What else could happen??

As bad as it all was, Santa was the very thing to bring some hope to a miserable situation.

Laughing, they all took a moment to see that they had each other and things happen for unknown reasons.  

Pictures were made with Santa and maybe as those kids get older they will remember the time he arrived to  save the day.

Today, she says the silver lining is that it has made her able to let go of all the things in boxes she could not let go of before the flood. 

We had discussed how to start cleaning out and not having so many things in the house so it could be shown to prospective buyers.

This was hard to do for her becuse she even had an online EBay business in the basement. Now it was all ruined. All the tubberware bins of stock were all wet. No way to sell it now.

Cardboard boxes that now are soggy mess, have to be thrown away.   It will be easier to de-clutter and get things ready to move out.

The good thing is that the insurance company will do all the repair and cleanup to make it look better than before. New bathroom tile, carpet, flooring, fixtures, drywall and paint.  

Serious Note: be sure to check your insulation in the attic if water pipes are in the ceiling.

Star Mortgage - Richmond KY - Star Property Management - Bev Maybrier

New home buyers or investors are making plans while the interest rates are historically low to purchase properties. One place to check in first when you are shopping for financing is Star Mortgage. Take care of all your day to day property duties with Star Property Management.

President/Owner, Bev Maybrier will be happy to talk with you about how her company can help with your mortgage and management needs.

For financing, Bev can assist you with: 

• FHA
• VA
• RHS 
• Conventional loans 
• KY Housing down payment assistance

Star Mortgage can provide financing for any property in Kentucky.

Investors also use Star Mortgage services to obtain financing for apartments, duplexes, land and commercial properties. 

Kentucky is famous for it's horse farms and beautiful countryside. Now you can own a piece of it with a farm loan. The down payment may be 15 - 20% or you can possibly use the equity you have in another owned property.

Star Mortgage in Richmond KY offers credit counseling using a credit simulator to show you how to raise your credit score so you can qualify for a better interest rate. It will tell a client what to do to and how long it will take to get the score higher.

Star Mortgage can cut their origination fees for clients with good credit. Their rates may be lower than banks for mortgages.

Bev Maybrier has been in the mortgage business for 15 years. and has owned property and lived in Richmond KY for 20 years. Bev began her mortgage career at First Federal Savings Bank (now known as US Bank) in 1992.  In 1999 she co-founded Eagle Mortgage in Richmond KY and was a principal owner until she divested her interest in 2005 and formed Star Mortgage.

Star Property Management is another service offered to help property owners with the daily management of investment properties. Their team of professionals can help with:

• collecting rent 
• make bank deposits 
• pay bills 
• arrange for repairs 
• estimate repairs 
• cleaning services 
• yard work, landscaping 
• advertisements 
• do background checks and screen prospective tenants 
• Call for rates to suit your needs

For more information on the services of Star Mortgage or Star Property Management call 859.625.7827.

Website: www.starmortgageky.com

Star Mortgage is located at 5011 Attwood Drive, Richmond KY 40475

Contact Bev Maybrier: bev@starmortgageky.com or 859.582.2345

REQUEST A KENTUCKY RELOCATION PACKET!

Finding a new Kentucky home has never been so easy!

Just click on the link below.

LEXINGTON KY RESIDENTIAL HOMES FOR SALE

 RICHMOND KY RESIDENTIAL HOMES FOR SALE

Lizette Fitzpatrick- Principal Broker at Lizette Realty.

For more information on Kentucky Horse Farms and Lexington KY real estate 

click on Lizette.us.

 Copyright © 2010 By Lizette Fitzpatrick, All Rights Reserved

*Star Mortgage - Richmond KY - Star Property Management - Bev Maybrier*

DISCLAIMER: The information, opinions and analysis contained herein are based on sources believed to be reliable but no representation, expressed or implied, is made as to its accuracy, completeness or correctness. Past performance is no guarantee of future results. This report is a paid advertisement by Star Mortgage and is for information purposes only. Lizette Realty is not affiliated with Star Mortgage.

I admit I do like to have my way. At least most of the time it happens if it is supposed to. Maybe a steady progress is the best way to get what you want. I love this story below by Charles Buel.

I stumbled across the Karma Experiment one night while reading some of the featured posts on Activerain. At first it reminded me of bartering but it isn't just value for equal value.

I always love this sort of thing and do it quite often with businesses for ad links in my newsletter. After I went over to Facebook Karma ExperimentI clicked the "like" button on the page to get started.

You will need to find something you would like to have that is posted there, ask for it and post something of value of your own. No junk.

I found some cool artsy pillows that I plan to use in my bench swing next spring.

After asking for them, I posted a Kodak camera that got me started in the art business.

Here was my camera giveaway: 

An art collector had bought it for me and I had traded him a piece of my art.

Even back then it was a karma experiment.

It seemed only fair to offer it up again to someone that needed it to launch their own art on etsy.com

So my beloved camera will head out to Bellingham Washington tomorrow by priority mail.

It's all about creating good karma in this life. Create some today.