Life...Fun and Kentucky Real Estate

Richmond KY - FEMA Has Proposed Changes In The Flood Insurance Rate Maps In Madison County

The City of Richmond KY, Madison County and City of Berea have recently received copies of these updated FEMA maps.

The maps show high risk areas where there is 1% annual chance of flooding. I know about this because I was one of the residents that received a letter to inform me today. 

There will be a public forum on January 20, 2010 at 6:30PM with the City of Richmond KY, Madison County, KY Division of water and FEMA at the Madison County Extension Office, 230 Duncannon Lane, Richmond KY.

If your property is located within the city limits it may be affected by the proposed changes for flood insurance.

Especially, if you received a letter of notification in the mail.

To make an appointment to review the proposed FEMA maps, contact Mike Roberts, City of Richmond Floodplain Administrator at 859-623-1000. 

More information from FEMA

Versailles KY - Nice Cold Day To Pre-view Kentucky Horse Farms - Woodford County

When I was making my coffee this morning, the temperature was only 19 degrees! Good day to stay in and get some office work done, I thought. That lasted until I got a text from a client that asked about a horse farm in Versailles KY she wants to take a look at in January. There were a few questions and a few pictures needed.

As I glanced out the window as I sipped my coffee. I saw the sky was blue(no clouds) and the thermometer said it had warmed up to sultry 25 degrees.

I put a call in to my side kick #1 agent, Monica Hess. She's always ready to go explore horse farms and take photos. I asked her if she might be up for a quick road trip to Versailles KY to take a look at a specific farm on Troy Pike in Woodford County. She was quick to say "yes."

We met up at Keeneland Race Track and I climbed into her husband's truck.

Off we went to find this farm listing off Bluegrass Parkway and get a few horse and farm pictures.

I get quite a few clients from out of state that have dreams of moving here and starting a new life.

Sometimes it is a life-long dream of owning horses or living on a working Kentucky horse farm.

There is a mystique about the farms and horses if you don't live here and see them every day.

This Thoroughbred came up to the fence to see what Monica was up to. He didn't seem to mind how cold it was.

I was busy taking a few other shots of the barn and acreage.

I was breaking in a new camera and I don't think I have the settings just right.

It was quite a bright day but many of my pics seemed to wash out. I need to get the manual out and see what adjustments I need.

All in all it was a good day just to get out of the house and see some new farms we haven't toured.

Clients enjoy that we take the extra steps to help them with the properties that they just can't see enough of on the Internet. Besides, it's fun to hang out in Woodford County and enjoy the beauty of the scenery.

Click here for...

More Farms For Sale In Versailles and Woodford County

Lizette Fitzpatrick- Principal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Kentucky Horse Farms, Woodford County, Versailles or Lexington KY real estate click on Lizette.us.

Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved..*Versailles KY - Nice Cold Day To Pre-view Kentucky Horse Farms - Woodford County*

Why would a REALTOR turn down listing your home?

Maybe, It's Nothing Personal...Just Good Business.

A few days ago, I was asked by another REALTOR to take a look at a property out of his MLS area to see if I might be interested in listing it as a referral.

The property was actually a county outside my usual area but, if it were marketable I would be interested.

You never know till you go look and see what is around it.

There are some areas surrounding Lexington and Richmond KY that just take extra time to sell. Even in good times they just take a long time to sell.

I toured the property, but decided it would just not be the right fit for my stable of listings.

(The house picture in my post is not the subject property...just an example)

Factors influencing my decision:

• Too far away (in another county I'm not famular with...never sold a property there).
• The property backed up to a landfill(the tenant said the smell in the winter was pretty strong, not too many people would buy a farm next to a landfill).
• My car would not make it up the steep gravel driveway (we drove up in a front-wheel drive truck and it had trouble getting up the hill).
• House in dire need of repair and not freshly staged (Too many cosmetic repairs needed. A home inspector would find mountains of things to kill a deal with this one).
• Temporary fencing for horses on 15 acres (fencing a farm is expensive for a new owner).
• My cell phone wouldn't work there out in the country (what if I had an emergency?).

I thought it over carefully while I toured it. Since it would be a referral, if I sold it, I have to pay a referral fee to the referring REALTOR. This takes a bite out of my commission if it sells and we make it to closing.

This listing might take years to sell and eat up advertising and gas money. I decided it just might drain my budget right now. We are in a strange economic time.

Now, it's not unusual for me to turn down a listing. It's just the market we are in.

REALTORS work on a commission basis. If we can't sell your home we don't make any money. It's that simple.

To list a home takes advertising money, gas and time. Maybe some REALTORS have a different situation, but I pay for all my advertising. Going into winter, the budget gets tighter.

Gas is more expensive now...so I might not want to list a home that will require a lot of mileage to and from.

Time...I have plenty of that, but a REALTOR's time is just as valuable as an attorneys, doctors or anyone else that gets paid by the hour for services. I make time for what is important and my clients.

You can bet if I have to spend my money to advertise in a slow market, in winter... your house should be in tip top shape and marketable.

It needs to be squeaky clean, polished, staged, freshly painted and looking like a new penny. We have tough competition!

Buyers are walking in and walking out of listings right now. Nice houses are getting showings...but no offers. Some listings are not even getting showings! It's tough for sellers and REALTORS.

I'm all for getting a house sold fast. I have lots of ideas on how to get a home ready to sell.

There are plenty of houses selling now in Central Kentucky. All it takes is a little extra effort in getting one ready to market. 

Lizette Fitzpatrick- Principal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Kentucky Horse Farms, Fayette County, Richmond or Lexington KY real estate click on Lizette.us.

Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved..*Is It Good Business For A REALTOR To Turn Down A Listing? *

Seriously! I AM in love with Send Out Cards!

I found out about Send Out Cards by accident when I stumbled across a link that a friend had on her Facebook page one night. I copied the URL then went there to take a look. It was a company that has cool designer cards, prints what you want on them(even in your own handwriting), they can add a gift, gift card or check, put on a stamp and mail it for you! Starting at under a buck each!

Totally impressed that this friend might be using this company for her contact list... I emailed her to inquire. She emailed me back and then I called her. Late into the night we talked. I signed up immediately.

Why? I know instinctively whether something will work well for me. My highest thought tells me to GO. I always act upon it. Now that I have had more time to study Send Out Cards, I'm even more excited to be a part of something so genius!

Send Out Cards can only enhance ANY business. If you don't have a contact list, you can start building it right within their website. If you have your contacts on an Excel spreadsheet you can upload that to the system. In my case, I had no real system so I am using their system to finally be organized.

Sad that I had already sent out half of my Christmas cards that my assistant and I had struggled to write! Wish I had found this a week earlier. GRRrr!

Send Out Cards has virtually no competition. The two major greeting card companies are Hallmark and American Greetings. Neither have a system in place to mail your cards that you design. Neither can give you a residual income.

Yes...you can also make money while you use this system for your business.

Top 10 Reasons why You might consider Sending Out Cards(thanks to the Packards)  

• 1. Most businesses lose 10-17% of their business every year
  
• 2. 62% of your clients aren't taking advantage of all of your products or services.
  
• 3. 91% of our customers say they would give us a referral.
  .
• 4. 80% haven't been encouraged to do so!
  
• 5. You lose 10% of your influence for every month that you don't have contact with your client
  
• 6. A 5% increase in customer loyalty could yield 20-80% to your bottom line
  
• 7. Studies show that an average prospect won't do business with you until they've seen or heard from you or your message at least 7 times.
  
• 8. 79% of all trade show leads aren't followed up.
  
• 9. 66% of your business within the next year will come from your sphere of influence.
  
• 10. Only 3% of the mail we receive is personal.

One of my own reasons is that people just cannot open free e-cards anymore because of computer viruses!

Gone is the day where you send these cards to everyone for free. I know I love seeing a real card in my mailbox and I would be even more impressed if it was a custom card with my picture or something personal written in it!

Send 100 cards in 5 minutes!

I can even send a gift, gift card or a check with this. 

At Send Out Cards, we can design what we want, we can uses our own pictures, our own handwriting, or use their beautiful cards (15,000 to pick from), they print them, put a stamp on and mail them. You can create your own campaigns to have cards automatically sent like birthdays, anniversaries, etc. 

Check out this page and make a card for free in my gift account.SendOutCards

If you need help give me a call 859-979-2834 and I can walk you through it. Email me anytime if you have questions like I did.

There are three ways to get started. As a retail client, wholesale client or as a distributor where you can make a substantial residual income. The possibilities are endless because you can do this at home and in your spare time. 

Even though I am having my best year ever in real estate, I am thinking toward the future where I will need more retirement income and something fun to do. (Trust me...my life is about having fun and involving others to do the same! LOL)

Send Out Cards is truly a heart-felt way to say you honestly care and act upon your promptings to touch someones life.

Best of luck to all of us in 2010!!!

Note...I was not paid by Send Out Cards to write this testimonial. I actually paid them so I could be a part of their wonderful card company. I'm happy just to send out cards and help others that want to also.

Lexington KY - I Love Kentucky News! Weekly Real Estate Email Newsletter - Investors

Central Kentucky's only weekly email newsletter on the latest real estate listings, homes sold, local events, giveaways, investor, and home buyer, home seller tips, fun and entertainment. Delivered fresh each and every Thursday. 

Check out this week's edition I Love Kentucky News!

Why pick up a stale home's magazine when you can have all the hottest new listings in Lexington KY delivered to your email?  Subscribe today  to stay informed each week with I Love Kentucky News!

Lizette Fitzpatrick- Principal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Kentucky Horse Farms, Madison County, Fayette County, Richmond or Lexington KY real estate click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky Real Estate experience. Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved..*Lexington KY - I Love Kentucky News! Weekly Real Estate Email Newsletter - Investors*

The Glitz at Irish Acres In Nonesuch KY

I think I love the address as Nonesuch KY as much as I love the destination at Irish Acres. Who would imagine that such a fancy place for lunch would exist like The Glitz?

For years, I have been taking unsuspecting guests and clients with me to surprise them with this restaurant way out in the country.

When you arrive, it looks just like an old brick two story 1936 elementary school. After you park and walk to the double doors in front you still have no idea what is in store. I love the look on a new guest's face when they step inside Irish Acres! It's like you have transported to fantasyland!

This time I took my executive assistant, Jane as a Christmas treat that I plan to be a tradition from now on. She was just amazed at all the antiques, the fragrance in the air, the jewelry and the fabulous food of The Glitz.

The sisters Jane DeLauter and Emilie McCauley always make everyone feel welcome. They along with their Dad, Arch Hannigan, have created this 32,000 square foot palace of antiques (since 1984) to be a delight for all that enter the front doors. Two whole floors with 50 themed rooms of over-the-top decor.

It's not unusual to see a tour bus parked in the lot of Irish Acres and the dining room filled with Red Hat ladies! That happened one time when I was there. Now that was a sight!

It's hard to say what I like best about Irish Acres but one of my favorite places to eat is The Glitz. It's a lavish gourmet Southern luncheon featuring some of the old family recipes.

Only the finest of ingredients are used to create the award winning three course menu that changes every two weeks. You really must have the signature Nonesuch Kiss for desert!

After lunch, you could spend hours combing through the 50 rooms to see American and European furniture, glassware, china, dolls, jewelry, rugs, crystal, silver,decorative accessories, etc. Each room more magnificent than the next!

I could go on and on but you really should go see Irish Acres for yourself.

They are open until Dec. 31 and then will reopen on St Patrick's Day.

Open Tues - Sat. 10AM - 5PM.

Reservations at The Glitz are recommended.

Click the website for more info and directions: www.irishacresgallery.com

Lizette Fitzpatrick- Principal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Lizette Realty, Woodford County real estate click on Lizette.us.

Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved...*The Glitz at Irish Acres In Nonesuch KY* This was not a paid advertisement and there was no free lunch for my review!

Blue Grass Army Depot - Bechtel Parsons - Richmond KY - Relocation - Homes For Sale

Have you accepted an offer of employment with Bechtel Parsons in Richmond KY? Congratulations!! Your work most likely be at the Blue Grass Army Depot.

Now it's time to get started on your Richmond KY relocation and find some homes for sale. 

It may be that you will want temporary housing before you buy a home.

Many new Bechtel Parsons employees do that.

Even if it is for a month or so... you will need to start looking at permanent housing.

It just makes sense for families and interest rates on mortgages are so low right now. Time to build equity.

To get in the loop with what is going on in Richmond and Central Kentucky you might want to subscribe to "I Love Kentucky News".

Each week, I publish Central Kentucky's only weekly newsletter on the latest real estate listings, relocation and moving, listings sold, local events, giveaways, homebuyer and home seller tips, fun and entertainment.

Delivered fresh each and every Thursday. I Love Kentucky News

The picture above is of Keeneland Racetrack in Lexington, KY.

If you are shopping for a home or relocating to Kentucky...Why pick up a stale home's magazine when you can have all the hottest new listings delivered to your email? 

Subscribe today to stay informed each week.

Next you may want to plan a scouting trip to Richmond KY to see the layout.

Where Bechtel Parsons is located near the Blue Grass Army Depot, shopping, schools, hospitals, churches, entertainment and homes for sale.

Springtime Central Kentucky Tour With Relocation Clients

There are many places to stay for your brief trip but to really enjoy Richmond in a historical way, I recommend The Bennett House Bed & Breakfast downtown. Owners, Richard & Rita Smart do offer temporary cottage housing.

Taylor Cottage located behind the main house. Whether you need a few days or a few months, they are happy to accommodate you and your family.

If you are looking for something different there are many new hotels on exit 87 off I-75 like Hampton Inn or Holiday Inn Suites.

One thing at Lizette Realty we send new Bechtel Parsons employees is a welcome packet filled with local information and maps of the area.

We can tailor this with more specific items if you let me know some of your interests.

Richmond is really a fabulous place in the heart of KY. Lots of new shopping and restaurants and convenient to everything on I-75 with 7 exits in Madison County!

If you are looking for homes for sale, we can send the listings to you to review as soon as they are listed on the MLS.

Need a local lender? Not a problem...we can assist you with one that can help you get your financing together for a successful closing on a new home.

Read the Herald Leader Interview with Lizette Realty discussing Kentucky Relocation.

REQUEST A KENTUCKY RELOCATION PACKET!

Finding a new Kentucky home has never been so easy!

Just click on the link below.

RICHMOND KY HOMES FOR SALE

RICHMOND KY TOWNHOMES & CONDOS

Lexington KY Residential Homes For Sale

Lizette Fitzpatrick - Principal Broker at Lizette Realty.

For more information on Richmond KY homes for sale. click on Lizette.us.

Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved *Blue Grass Army Depot - Bechtel Parsons - Richmond KY - Relocation - Homes For Sale*

A few weeks ago, I was sent some free Mogo Organics products of powdered fruits and vegetables by my friend, Valeri Lennon to try. I did tell her that if I did like them, I would tell others through my blog post of my experience.

I don't just like Mogo...I LOVE Mogo! 

Well...now that I have had time to test these... I can share with you what my thoughts are and how I have integrated these unique Mogo products into my daily life.

They arrived about a week before Thanksgiving. I was a few days sick with bronchitis and on a Z-pac. I couldn't feel worse so I was willing to give this a try and see if I could get well before I had to host the T-Day dinner.

I'm not one to change up my diet much. The thought of giving up sugar, soda and fried foods seems bizarre even though I don't consume a lot of these things. I don't even exercise much.

I do think I eat fairly well but feel guilty that I don't get enough fruits and vegetables in my system each day. Rarely are they all organic and sometimes I waste these foods in the refrigerator and throw them out.

One thing I never deviate from is my morning coffee. It always has sugar in it. That might be a problem to give up. Whatever diet I have tried I NEVER gave up that one addiction.

The products I experimented with were:

Pro+ - Superior Protein supplement

Red Surge - Antioxidant protection of 10-15 servings of phytonutrient/antioxidant power of fruits and vegetables.

Greens + Fruits - All the vegetables and fruit your body needs with antioxidant/phytonutrient and full spectrum multi-vitamin protection.

Mogo Energy - A full spectrum Multi-Vitamin, High Potency of Antioxidants, Anti-Aging complex, with immune energy support, 64 trace minerals and 20 amino acids, digestive support, and Bone, Joint & Heart complex, Anti Inflammatory support, cardiovascular/heart complex protection, Sea vegetables, only the highest quality physicians’ grade natural ingredients.

Mogo H2O is a Electrolyte powerhouse that goes beyond all electrolyte formulas utilizing a complex synergistic formulation to provide balanced hydration.

Slim - A safe way to control your appetite and loose weight while still adding other healthful benefits.

A & J - Is a full spectrum formula, specifically designed to reduce, and possibly eliminate pain, stiffness and the inflammation associated with arthritic joint pain as well as providing preventative care.

Mogo products are made from only premium quality ingredients and the process to turn raw into powder is the cleanest method possible without tampering the integrity of the organic nutrition.

My first few days of using the Mogo, I mixed a morning smoothie with Red Surge, Pro+, banana, soy milk, yogurt,a few strawberries and ice.

A few hours after my smoothie, I put Slim in coffee w/ a bit of creamer. I didn't need any sugar!! I was amazed! Later in the day, I would make another smoothie of G+F, Pro+, water, white cranberry juice and ice.

For a snack I would mix Slim and vanilla yogurt. Yum!

I still have about one meal a day of whatever I like. Usually soup or a sandwich or fish and a few vegetables. I do vary what I eat.

One bonus is that I am not hungry to snack on anything. Chocolate has always been a BIG diet killer for me. Now, I don't crave it. I have been making fudge and peanut brittle to give away for Christmas and I haven't even wanted to eat it. Normally, I would eat as much as I gave away!

I have noticed is that my waistline is reducing and I have loads of energy. I still sleep well and get up at the same time. I'm more focused too. I don't run out of steam in the afternoon and a bit of weight loss is a welcome sight! That part I do enjoy.

It's been a pleasure to experiment with Mogo Organics and I know it will stay a part of my life. It's nice to not have to keep the refrigerator stocked with fruits and vegetables and I have saved money by not having to buy produce or vitamins. I do like the convenience of drinking all my antioxidants and nutrients to stay young and healthy. 

Thanks Valeri for turning me on to Mogo Organics!

Click below for more product info...

www.mogoorganics.com