Life...Fun and Kentucky Real Estate

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Madison Bank Opens New Financial Center In Historic Richmond Kentucky

Madison Bank Opens New Financial Center In Historic Richmond Kentucky

Madison Bank 

History and tradition is thriving in Richmond Kentucky.

Downtown Richmond Main Street renovations have all included a nod to the past when it comes time to remodel or restore the heritage of the county. Madison Bank has lovingly restored this building that as I first remember in the 60's as the Begley Drug Store then later was an antique store.

Madison Bank

This financial center will offer a quaint atmosphere with enhanced services along with a full range of products. There will be a second location added in Kingston Center by late summer 2008. The Madison Bank main office is located in Gibson Bay in Richmond, KY.

Lizette Fitzpatrick, Realtor ®,Speaker, Artist and Author. Reach Lizette at: 859-979-2834

Copyright © 2008 By Lizette Fitzpatrick, All Rights Reserved..*Madison Bank Opens New Financial Center In Historic Richmond Kentucky*

 

 

The Paddy Wagon Irish Pub, 150 E. Main St., Richmond Kentucky

The Patty Wagon Irish PubThe Paddy Wagon Irish Pub, 150 E. Main St., Richmond Kentucky is finally open for business in a new location.

Third time is charm for the owners, Greg Ferrell and Chuck Fields.

Established in 2004 on Water Street...then to Main Street in 2006 for a year a few doors up from the new location. Then it burned to the ground in the middle of the night.  

The famous fire is still one of Richmond Kentucky's unexplained mysteries.

Fire experts scratched their heads in puzzlement as to the cause.

"Hmmmm...It could be this...or could be that." Who really knows? 

All that was saved that fateful night was an Irish clock, 1 sign and a few police patches. Both Greg and Chuck teach criminal justice at EKU so the patches were a collection of police patches that patrons donated when they visited the bar. I've been in bars that have unique collections of $1 bills(Tortilla Flat, AZ), neckties(Carefree, AZ) and bras(Key West).The Patty Wagon Irish Pub  

The idea for the Irish pub came from a trip to Ireland when they toured the Guinness Factory, Dublin and to the north...Belfast. Armed with information and local souvenirs Chuck came up with the décor for the inside of The Paddy Wagon Irish Pub.

The name of the pub has to do with criminal justice. Maybe Irish justice?

Now open since June 26 with a plethora of beer and ale for anyone's tastes or mood. The food is great...I had a generous helping of the fish and chips and the service was spot on.

 There is a friendly atmosphere inside and plenty of room to park outside. Sip your beer on an outdoor deck and enjoy a Richmond Kentucky downtown view.

The Patty Wagon Irish Pub

Live band entertainment is on Friday and Saturday. Thursdays will be added when school starts. Monday is open mike.

Hours are 11 - 1PM Monday - Friday. Saturdays 12 - 1PM.

The Paddy Wagon Irish PubFor more information call 859-625-1054 or email:  greg.ferrell@eku.edu 

The Paddy Wagon Irish Pub

150 E. Main St.

Richmond, KY 40475    

 

 

 

 

 

Lizette Fitzpatrick - Baby Boomer Real Estate Relocation Specialist with Prudential Don Foster in Richmond, Kentucky.

Rated number #1 featured Kentucky Realtor®  on Activerain.com and Localism.com. Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun! For more information on Lizette, Kentucky Horse Farms, Prudential Don Foster, Madison County, Fayette County, Richmond or Lexington, Kentucky click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky real estate experience.

Copyright © 2008 By Lizette Fitzpatrick, All Rights Reserved..*The Paddy Wagon Irish Pub, 150 E. Main St., Richmond Kentucky*

Do You Need To Talk To Your Therapist About ...Your Garage Problem?

YES, I admit I have a problem. It's my garage. garage messI have lived in my present home for 4 years and the garage is one of the last areas that is like the Wild West.

Each time I walk to my car I try not to see all the clutter and stuff I think I need to keep here. Most things have been banished to to garage that I don't want in the house. You know you do it too.

My plan to get started was to have some extra cash to make a difference. The first thing to do was to sell the Toyota Avalon that I have had since the beginning of my real estate career. Last September, I bought my sports car and I thought I would keep the Avalon for clients or hauling stuff from Lowes. Well...I don't. It was just taking up space.

I advertised it on Craigslist and last Monday...it SOLD! YIPPEE! I'm Free! My first step was to go to Lowes and order some Coleman cabinets to start my organization. I used a 10% off coupon to get a BIG discount. While I was there I bought some gunmetal color stain for the floor with some high gloss sealer.

The night I started cleaning the floor seemed to take hours and two blisters later I had it clean enough to start on 3/4ths of it. I had to push all the stuff on one side. Do I need all this stuff?

Now I have 3 coats of stain down and it looks like old black leather(I love the look). Today, I will be putting on the high gloss sealer with a roller. After that is dry I will start to organize all the other side and move it over to paint the floor there.

I took more pics all around to give you an idea of the area. I will take after pictures when I am done with the cabinets. Trust me if I can do this all by myself you can too.

Next up is to assemble all the cabinets. The boxes are extremely heavy and will be delivered today. My handyman will install the ones for the wall.I can't lift those.

 

 

 

 

The signs are from my Dad's Pawn Shop and Greyhound Station.

 

 

 

 

 

 

Isn't this old horoscope and weight machine cool? It was in the Greyhound Station from the 40's.

 

 

 

 

 

 

 

I love how the color turned out. It looks aged leather with crackles in it. Stay tuned for the finished pictures.

Like I said this is a do-it-yourself job and it's not going to be something totally expensive that you won't be able to afford.

 

Right now my costs with the cabinets(5 pieces) and paint is about $650. Plus my time and free elbow grease. If I buy a few more storage bins I might have $700 invested by the end of this.

Not bad for a tricked out garage that will be a huge selling point if I want to sell the house. Guys love nice garages. Can you say SOLD?

WLAP 630AM Welcome Home Show With Kentucky Realtor® Lizette Fitzpatrick

WLAP Welcome Home Show Lizette FitzpatrickWLAP 630AM Welcome Home Show With Kentucky Realtor® Lizette Fitzpatrick.

Can you believe it? Yes, it's true you can tune in this morning at 10AM EST to the Welcome Home Show to hear what's going on for sellers in the Central Kentucky real estate market from a Kentucky Realtor's® perspective.

Larry Frakes and Jamie Mortimer (Mortgage Loan officers)from Guardian Saving Bank invited me to talk about how sellers can get their homes sold. I covered as many topics for sellers as I could within 6 minutes. Believe me, the time passed fast! There are a few more interesting guests on the show today too so stay tuned on WLAP till 11AM EST.

A few days before I taped the show, Margaret Rome of Activerain called me to offer some fantastic advice and topic ideas for the radio show. Thanks Margaret...I couldn't have done this without your sound advice. 

Here is the link to listen live this morning. I will come back and put in the podcast if you miss it.

 

Lizette Fitzpatrick - Baby Boomer Real Estate Relocation Specialist with Prudential Don Foster in Richmond, Kentucky.

Rated number #1 featured Kentucky Realtor®  on Activerain.com and Localism.com. Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun! For more information on Lizette, Kentucky Horse Farms, Prudential Don Foster, Madison County, Fayette County, Richmond or Lexington, Kentucky click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky real estate experience.

 Copyright © 2008 By Lizette Fitzpatrick, All Rights Reserved..*WLAP 630AM Welcome Home Show With Kentucky Realtor® Lizette Fitzpatrick*

NAR Market Report for Madison County Kentucky: Bi-Annual Statistics On Actual Homes Sold

NAR Market Report for Madison County Kentucky:

Bi-Annual Statistics On Actual Homes Sold

Report Generated For: 1/01/2008 - 7/12/2008
Office: All Offices
7/12/2008 6:39:43 PM
Area: Richmond City, Berea City, Madison Cnty NE, Madison Cnty SE, Madison Cnty SW, Madison Cnty NW

 

 

 

 

Active Listings

Sales Pending

 

Bedrooms

Bedrooms

Avg

 

 

Price Range:

2-

 3

4+

Total

2-

 3

4+

Total 

DOM

End of Month

End of Month

0 - 29,999 3 3 0 6 0 0 0 0 165 0 0 0 0
30,000 - 39,999 2 1 0 3 0 0 0 0 261 0 0 0 0
40,000 - 49,999 4 4 0 8 0 0 0 0 154 0 0 0 0
50,000 - 59,999 1 0 2 3 0 0 0 0 93 0 0 0 0
60,000 - 69,999 6 7 0 13 0 0 0 0 103 0 0 0 0
70,000 - 79,999 5 11 0 16 0 0 0 0 134 0 0 0 0
80,000 - 89,999 4 13 0 17 0 0 0 0 121 0 0 0 0
90,000 - 99,999 4 13 2 19 0 0 0 0 131 0 0 0 0
100,000 - 119,999 2 27 4 33 0 0 0 0 178 0 0 0 0
120,000 - 139,999 0 60 5 65 0 0 0 0 154 0 0 0 0
140,000 - 159,999 1 43 17 61 0 0 0 0 163 0 0 0 0
160,000 - 179,999 0 26 8 34 0 0 0 0 151 0 0 0 0
180,000 - 199,999 1 15 10 26 0 0 0 0 203 0 0 0 0
200,000 - 249,999 3 16 20 39 0 0 0 0 196 0 0 0 0
250,000 - 299,999 0 11 6 17 0 0 0 0 179 0 0 0 0
300,000 - 399,999 0 8 18 26 0 0 0 0 188 0 0 0 0
400,000 - 499,999 0 2 4 6 0 0 0 0 189 0 0 0 0
500,000 - 749,999 0 0 3 3 0 0 0 0 366 0 0 0 0
750,000 - 999,999 0 0 0 0 0 0 0 0 0 0 0 0 0
1,000,000 - 1,249,999 0 0 0 0 0 0 0 0 0 0 0 0 0
1,250,000 - 1,499,999 0 0 0 0 0 0 0 0 0 0 0 0 0
1,500,000 - 1,999,999 0 0 0 0 0 0 0 0 0 0 0 0 0
2,000,000 - 2,999,999 0 0 0 0 0 0 0 0 0 0 0 0 0
3,000,000 - 99,999,999 0 0 0 0 0 0 0 0 0 0 0 0 0
Totals: 36 260 99 395 0 0 0 0 166 0 0 0 0

Time on Market Analysis

For Units Sold

Days

Total

0 - 30 18 0 18
31 - 60 46 0 46
61 - 90 64 0 64
91- 120 53 0 53
121+ 214 0 214
     
     

 

 

Type of Financing Analysis

For Units Sold

Financing

Total

Cash 53 0 53
Conventional 212 0 212
FHA 72 0 72
VA 35 0 35
FHA & KY Housing 10 0 10
Farmers Home Adm 5 0 5
Owner Financing 2 0 2
Other 6 0 6

Total New Listings During This Time Frame

959

Median Sold Price

$142,500

Average Sold Price $159,407
Average Days on Market 166
Total Sold Dollar Volume $62,965,592
Total Sold Dollar Volume $0
Total Home Sales Sold Dollar Volume $62,965,592

 ~~~~~~~~~~~~~~

Lizette Fitzpatrick - Baby Boomer Real Estate Relocation Specialist with Prudential Don Foster in Richmond, Kentucky.

Rated number #1 featured Kentucky Realtor®  on Activerain.com and Localism.com. Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun! For more information on Lizette, Kentucky Horse Farms, Prudential Don Foster, Madison County, Fayette County, Richmond or Lexington, Kentucky click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky real estate experience.

Copyright © 2008 By Lizette Fitzpatrick, All Rights Reserved..*NAR Market Report for Madison County Kentucky: Bi-Annual Statistics On Actual Homes Sold*

100 Terri Lane, Richmond, KY 40475

100 Terri Lane, Richmond, KY 40475100 Teri Lane Richmond KY 40475

Expired

Sweet brick ranch on a quiet cul-de-sac.

3 bedrooms and 1 bathroom, 1100 sq.ft., kitchen w/ all appliances, utility room, all electric central heat & air, 1 car garage, nice deck, storage shed, chain link kennel, fenced in backyard with deep lot perfect for entertaining.

Located at the edge of town but close to EKU, shopping, churches, schools and restaurants. Convenient to everything. Nearby to I-75 for easy commute to Lexington or Berea.

Call Lizette for appointment - 859-979-2834.

Lizette Fitzpatrick - Baby Boomer Real Estate Relocation Specialist with Prudential Don Foster in Richmond, Kentucky.

Rated number #1 featured Kentucky Realtor®  on Activerain.com and Localism.com. Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun! For more information on Lizette, Kentucky Horse Farms, Prudential Don Foster, Madison County, Fayette County, Richmond or Lexington, Kentucky click on Lizette.us.

prudential don foster

See for yourself what Lizette's extraordinary clients have to say about their Kentucky real estate experience.

Scenic Roads in Kentucky: Central KY Pictures: Working As A Kentucky Realtor®

Scenic Roads in Kentucky: Central KY: 

Working As A Kentucky Realtor ®

You might think it's just another day in the life of a Realtor ®,

but everyday in Kentucky there is eye candy for me.

I enjoy getting out in the country on the scenic roads.

There is always something I find interesting to click a pic of. Yes, I may be out showing houses but when clients like to look around on their own, I take the time to snap a few pictures of whatever interests me.

Some pictures I just keep in my file that I might do a painting of later or use as subject matter in a blog. Here are a few that have been taken this year you might enjoy...working as a Kentucky Realtor® sure is fun!

Valley View on the Kentucky River(Picture taken while on the Ferry)

A sidewalk in Midway Kentucky

On Highway 21 in Berea Kentucky(all the cars around the newlyweds were blowing their horns all through town)

"Jocko" jockey statue in a front yard in Waco Kentucky

Red Ferrarri parked outside a restaurant in Richmond Kentucky (notice he made his own parking space) Do you think he'll get towed??

Sign in a restaurant in Lexington Kentucky

Lizette Fitzpatrick - Baby Boomer Real Estate Relocation Specialist with Prudential Don Foster in Richmond, Kentucky.

Rated number #1 featured Kentucky Realtor®  on Activerain.com and Localism.com. Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun! For more information on Lizette, Kentucky Horse Farms, Prudential Don Foster, Madison County, Fayette County, Richmond or Lexington, Kentucky click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky real estate experience.

Lexington Lions Club Bluegrass Fair: Masterson Station Park, Leestown Rd. Lexington KY

Lexington Lions Bluegrass Fair

Lexington Lions Club Bluegrass Fair: Masterson Station Park, Leestown Rd. Lexington KY

Nothing says it's summer till you've been spun around a few times while eating cotton candy or a corn dog till you beg to stop! Yes! It's time to go to the fair! 

My older brother and I used to pester Mom and Dad for days about going to the Lexington Lions Club Bluegrass Fair.  It seemed magical and I just couldn't get enough of it. Back then it was held at The Red Mile Kentucky Harness Racing Track.

Many times I came home completely happy with a sticky face and half sick from all the wonderful combinations of cotton candy, corn dogs, candy apples, elephant ears and Coca-Cola!

I loved the amusement  rides, which were pretty tame back then. The Farris Wheel, Tilt-A -Whirl, The Crazy Mouse, Teacups, Merry Go Round, Himalaya, Scrambler and the Fun House were favorites.

Last but not least were the Bumper Cars where we could actually try to kill each other while our parents watched unaware. This year there will be over 100 rides, games and  attractions.

pig race

You haven't bet on anything till you have bet on the pig races. These cute little piglets shoot out of the gate and race to the finish to get their reward. An Oreo cookie! They run fast as greased lightning to get to the finish. I always win money on this...Not!

The Lexington Lions Club Bluegrass Fair will be on July 10 - 20 over at Masterson Station Park off Leestown Rd in Lexington KY.

It will be open 5PM weekdays and Open 3PM Saturday and Sunday.

You will be able to save up to $8.00 if you buy advance tickets at Kroger or National City Bank locations.

Hey, this could be gas money!  

For $12 you will receive admission and unlimited rides.

More information call: (859)233-1465.     Directions to the Bluegrass Fair

 

Lizette Fitzpatrick - Baby Boomer Real Estate Relocation Specialist with Prudential Don Foster in Richmond, Kentucky.

Rated number #1 featured Kentucky Realtor®  on Activerain.com and Localism.com. Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun! For more information on Lizette, Kentucky Horse Farms, Prudential Don Foster, Madison County, Fayette County, Richmond or Lexington, Kentucky click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky real estate experience.

 

10 Ways To Save At The Gas Pump

10 Ways To Save At The Gas Pump

 

gas prices

 

Now that gas has become expensive,
we must be a bit more creative in how we conserve gas
and get more for the money we spend on gas.


Here are some of my best ideas on how to save

at the gas pump:



1. Discover Open Road Card pays back 5% on gas and auto maintenance purchases.

2. Go to Gasbuddy.com to see where the lowest gas prices are in your town so you can save at the gas pump.

3.  Kroger knocks off 10 cents per gallon. You will need to send $100 a month in groceries to qualify. A Walmart card saves you 3 cents a gallon. There may be other stores in your area that offer discounts if you buy a gas card or shop in their stores for items you need.

4.  Group your daily schedule to be more efficient.  Plan all your errands at one time and organize the trip from point A to point B saving the most miles. Save unnecessary trips for  the next day when you can do all of them together. Research by phone or Internet to find the best deals on items instead of driving store to store.

5. Use regular gas instead of premium. Does your car call for minimum 91 octane? By using regular gas it will alert the "knock sensor" to retard the timing via the engine management computer to protect the engine. You will have less power but save $$$.  A friend told me that they did this for 2 years in a Mercedes and then had to replace an oxygen sensor for $500. So....maybe if you did it now and then it won't affect that sensor?

6. How about some Free gas?  Earn free gas and make extra money at Free Gas.

7. If you are a Realtor(R), let your clients preview listings online before driving them all over town. Most of us do this now anyway. Clients can drive by houses to see if they like the area before you take them in. How many times have you taken a client to a listing and they didn't want to go in because they didn't like the neighborhood or the house was too close to power lines, trashy trailers, etc.?

8.Slow down. Consider that for every 10 miles per hour you floor it, you lose as much as 15% in fuel economy. Chances are you will still get to your destination in about the same time.  

9. Check your tire pressure. Under inflated tires lower gas mileage by 0.4% for every one pound of drop in pressure of all four tires. So if you are down by 10 pounds you are losing 4% in fuel economy.

10. Stop idling. Turn off your engine...you're just burning money.. This tip also applies to warming up the car. Unless it's below freezing, cars don't need to be warmed up at all. Driving them gently is best.

Take control now and don't let the high gas prices reduce your standard of living!

 

 

Lizette Fitzpatrick- Baby Boomer Real Estate Relocation Specialist with Prudential Don Foster in Richmond, Kentucky.

Rated number #1 featured Kentucky Realtor®  on Activerain.com and Localism.com. Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun! For more information on Lizette, Kentucky Horse Farms, Prudential Don Foster, Madison County, Fayette County, Richmond or Lexington, Kentucky click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky real estate experience.

 

4th Of July Celebration On The Kentucky River

 

fireworks

4th Of July Celebration On The Kentucky River

Happy 4th of July!


Hope all my friends and clients are having a fabulous start of the weekend!

I was out last night enjoying some fireworks at Boonesborough State Park. It was trying to sprinkle some rain but we saw the fireworks that were fabulous! Interesting because I had not even heard that there were going to be fireworks there. Not advertised anywhere I could see. It's a yearly event and I have never been? Hmmmm!

Car after car arrived with loads of people to see the show that echoed loudly in the Kentucky River valley. It was enough noise to bring up Daniel Boone from the grave.

Riptides July 4, 2008

View of the I-75 Bridges from Riptides in fog.

Riptides July 4,2008

Even though rain has been predicted off and on, I plan to go back to the Kentucky River tonight off of exit 99 on I-75. Riptides between the two bridges will be the festive place to hang out with good friends, a band, some yummy shrimp boil and championship cornhole games. Later we will get to see more Kentucky River fireworks if the rain stays away. I have been watching the radar all day to be sure of success!

Have a fun weekend! Be careful with those fireworks!

 

Lizette Fitzpatrick- Baby Boomer Real Estate Relocation Specialist with Prudential Don Foster in Richmond, Kentucky.

Rated number #1 featured Kentucky Realtor®  on Activerain.com and Localism.com. Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun! For more information on Lizette, Kentucky Horse Farms, Prudential Don Foster, Madison County, Fayette County, Richmond or Lexington, Kentucky click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky real estate experience.