Life...Fun and Kentucky Real Estate

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How Much Did You Spend On Black Friday? Big Bucks or Zero Bucks?

How Much Did You Spend On Black Friday? Big Bucks or Zero Bucks?

236 S Madison Ave Richmond ky 40475I almost felt guilty yesterday. I spent the day doing laundry, emailing, cleaning the garage and big finish....LISTED a HOUSE! A very productive day.

I knew a few friends that went shopping for the Black Friday bargains. For the past couple of weeks I have posted a link in my newsletter to find all the deals that would be on that day.

Still....I tried not to look. I've been on a trim the fat budget and I know if I go out to shop, I will just buy things for myself.

Later, I will wonder why I didn't buy a few Christmas gifts. I do have a 3 day rule on buying items. (Wait 3 days to see if I really am dying to own it). Usually, the urge to buy fades as I see I don't really need it.

Today, I heard about the temporary Walmart employee that was trampled to death by shoppers.

Is anything to buy worth this? Why would anyone think that in scrambling for a deal it was OK to step on someone in the floor that is clearly getting injured?? Come on people...where is your brain?

Pictures from Black Friday

According to CNNmoney.com they are predicting that the sales will fade and better deals might be later.

How much did you spend yesterday? What did you buy?

 

Other posts you might enjoy:

Blog Entry: Barter To Advertise And Thrive In This New Market

Blog Entry: How Do You Decorate Your Soul In Times Of Stress?

Blog Entry: How To Not Sell A Haunted House...True Story!

Blog Entry: 5 AMAZING Ways To Cut Expenses In Your Home Office

Re-blogged: Can You Survive On $60 Per Month?

Blog Entry: "Be kinder than necessary, for everyone you meet is fighting some kind of battle."

Blog Entry: Decorate Rooms in Your House With Just A Sharpie

Blog Entry: Why A Realtor Might Turn Down Listing Your Home. It's Nothing Personal...Just Good Business.

Blog Entry: Sometimes It's the Little Things That Get you Through Your Day

Blog Entry: Loft Photography: Lexington KY Downtown Condos and Lofts

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Lizette Fitzpatrick- Baby Boomer Real Estate Relocation Specialist with Prudential Don Foster in Richmond, Kentucky.

#1 featured Kentucky Realtor on Activerain.com and Localism.com. Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Prudential Don Foster, Madison County, Fayette County, Richmond or Lexington, Kentucky click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky real estate experience. Copyright © 2008 By Lizette Fitzpatrick, All Rights Reserved..*How Much Did You Spend On Black Friday? Big Bucks or Zero Bucks?*

 

236 S Madison Ave Richmond, KY 40475

236 S. Madison Ave., Richmond, KY 40475 

236 s. Madison Ave, Richmond,KY 40475

$114,000

Want to live right next to the Eastern Kentucky University campus?

This is a charming remodeled bungalow with three bedrooms, two full baths, formal dining room, living room, updated kitchen with all appliances, nice front and back porches and a fully fenced backyard.

House is located less than 1/2 block from campus. Park your car at home and get to class on time. 

Perfect solution for parents that want a great place for their student to live without being in a dorm.

Rent out all the extra bedrooms to their friends. Build equity insted of throwing away money while getting a degree.

 

       

Lizette Realty Lizette Fitzpatrick

Lizette FitzpatrickPrincipal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Lizette Realty, Madison County, Fayette County, Richmond or Lexington KY real estate 

click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky Real Estate experience. Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved..*236 S Madison Ave Richmond KY 40475*

Grandma's Lemon Muffins Get Baked in The Squat

 Grandma's Lemon Muffins

Lemon Muffin 

I had on my mind all week that I wanted to bake some of my Great-grandmother's lemon muffins for old times sake. I used to sneak into her kitchen on Thanksgiving and swipe a few before dinner. They were fabulous!

 

How often do you buy buttermilk? I only need a cup but it's not sold in a small amount. I ended up getting the powdered buttermilk after going to two stores.

The receipe said either Crisco or butter. Hmmmm...I'm thinking butter would be better. Well...I got all this together and now after seeing the texture and taste...I should have used the Crisco.

Way back then they probably used lard.  Now, I'm not too happy it's not like I remembered. Looks like they got baked in the squat!   

Not everything turns out like our memory of it.  Hopefully, new memories can be created that are lasting ones.

We are all going through some tough times this year. It's nice to know there are good people around us that are helpful and kind. 

I'm thankful for my family, faithful readers, clients and friends as we go into the holiday season.   I enjoy providing information on real estate and items of interest for you each week about Kentucky.

I appreciate that you take a little time to stay in touch and call or email me with ideas or chat about real estate or just to talk. 

I truly value your loyalty, trust and friendship.   

Have a wonderful Thanksgiving!

Chanel Reflects On Thanksgiving 2007 and Is A Bit More Thankful in 2008

Chanel in reflective mood

I can't believe a whole year has gone by since my last Thanksgiving rant.

A whole year spent hanging out at the crib, begging for treats, checking out strange smells in the yard, barking at nothing, baths...Ugh!

Well... anyway it's mostly been a good year.

Oohhhh, yeah...except for the stay in the animal hospital when I thought I was dying. I was so sick and couldn't stop shaking and throwing up nothing.

Dr. Taylor said it was kidney failure. Not much hope...I was in a grey area and I might not make it he said. Everyone cried and looked sad around me. Scary!

What did that mean?

Actually, I really didn't know what was happening... but I started getting better each day. Mommie said hundreds of people (angels) prayed for me on Activerain. It must be true...I'm lucky to be here...lucky to be anywhere!

You guys are true blue friends like my green teddy!

This Thanksgiving I am truly thankful. I'm no longer that spoilt brat I was last year.(I included my story below for you to see what I'm talking about)

Really...I've changed!

I'm excited to tell ya that I'm no longer banned from Thanksgiving Dinner. Why? Cause Mommie is having the outlaws over at our house this year. Yippee!

I'm feeling so much better now. Mamaw comes over to take care of me a lot and she pretty much does what ever I tell her to do.

Like fetch more treats! She still feels sorry for me.  Being sick is for the birds!

Yeah...I've turned a corner this year and I'm gonna try to be a good girl.

I have a good life and I try not to bug Mommie too much when she is busy blogging.

Happy Thanksgiving everyone!

Be sure to give your doggies or kitties lots of love and treats.

XOXO

Chanel

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

 

This was last year....

I'm NOT Invited To THANKSGIVING Dinner!! RANT 

 Can you believe it! I'm NOT invited to go this year!

I can't imagine why I of all dogs excuse me...DIVAS is not allowed to be at the dinner. I have spent days planning just what would be perfect to wear in my hair. I have been soooo GOOD!

It all started a few days ago when Mommy got a call from her brother (Uncle Quarter...his real name is Porter). He invited her to his house for the dinner.

I didn't realize that I was not included. She told me this morning that I could not go. She tried to explain that he was concerned that I would chase their NEW kitties and be a general nuisance. WHAT! Like I would even. Who would even bother with some stinkin barn cats? Why would I get off my pillow to do something so silly?  

Don't they know my name is CHANEL? All that stinky dog stuff is for other dogs. I spend my day being pampered and catered to. Mommy does what I want! I run the show! All plans, trip and excursions include me(and my green teddy). I even have a bed in Mommy's car. 

It's ALL about ME! ME! ME! 

Well...all this ranting is making me sleepy. Besides, there will be peace and quiet here at the crib for awhile. Mommy will surely be missing me and will give me lots of kisses and treats when she gets back from stuffing her face with turkey. Hey I might even do better by not going to Thanksgiving Dinner! She will feel guilty and give me more attention! OK...now I feel much better. Thanks for listening! 

 Happy Thanksgiving EVERYONE!!!!

Love,

CHANEL 

Barter To Advertise And Thrive In This New Market

I have something to sell.

You have something I want.

You want what I have.

It's a deal!

I Love Kentucky News!

For almost 5 years, I have published a newsletter. I LOVE KENTUCKY NEWS!

It has really taken off this year, because I expanded into iContact to publish. Now it's connected though my websites and blogs.

More and more people read it and forward it on. Thousands read my email newsletter each week.

I decided to sell ads and design the link buttons for businesses I would approve of to be in the newsletter.

For Paws Unleashed     Cgreen

With our economy going into recession, we all have to do what we have to to survive.

We still have to keep our name out there and advertise so clients don't forget us. Every business is like that.

So....I sold some ads, then I came across a few businesses that would like to participate, but have something I wanted. Most were services I already used.

We worked out a trade. Barter.

A few, I traded for were home security, professional lawn care, air time on a radio show and a fabulous vacation in a chalet! I'm thrilled!

Value for value it was an even trade.

I have other businesses in mind I want to talk with. If only my bank would advertise and pay my mortgage! That one may not work.

In some of the trades I designed a link to my blog from their websites:Lizette's Blog

It's exciting to see this help those people get clients that they would not have reached. As more and more subscribers read my newsletter and blogs it all grows as we pay it forward to help each other. I can reach their clients as they forward on the newsletter and they can connect with mine.

We might be in a recession, but our world is getting better because we can all still stay in business and thrive.

We are actually getting business and gaining new clients through my newsletter! Cool!

A website for other services to barter is Barter.net

   Lizette Realty Lizette Fitzpatrick 

Lizette FitzpatrickPrincipal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Lizette Realty, Madison County, Fayette County, Richmond or Lexington KY real estate click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky Real Estate experience. Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved...*Barter To Advertise And Survive In This New Market*

Richmond KY Cinemark - Richmond Centre

Richmond KY Cinemark - Richmond Centre 

Richmond centre Cinemark

Last night, I was invited along with hundreds of other folks to attend the Grand opening party for the Richmond KY Cinemark at Richmond Centre.

A light snow fall fell on our heads as we anxiously waited on the sidewalk for the doors to open at 6:30PM.

It was the coldest night of the season but it had the feel of a Christmas Eve.

The excitement was contagious as we all shivered in our shoes! Brrrr!

Richmond centre Cinemark

It was really a long line that no one seemed to mind since tickets, popcorn, drinks and a movie of our choice was on the house!  

Once inside, we were amazed at the new smell mixed with popcorn and feel of the lavish interior.

We were like kids in a candy store!

The management at Richmond KY Cinemark had really anticipated a large crowd and all the newly hired staff were busy as bees to keep everything flowing properly. They did a great job.

The large common area included the box office, refreshments stand and video arcade.

Richmond centre CinemarkI took these photos later after we had watched our movie. This whole area was jam packed with patrons wall to wall earlier. 

We had our pick of twelve movies to watch. It was hard to decide on which one. Dark Knight was the one we chose to view.

The stadium seating of the theater was fabulous! The chairs reclined a bit and there was plenty of leg space between the aisles.

Settled in with our drinks and popcorn, we noticed the screen was curved and seemed to expand outward to view the movie.

Richmond centre CinemarkI was glad I had waited to see Dark Knight. To see Heath Ledger in this movie was bittersweet. Sad that this was his last appearance. 

In recent years, I had not followed the Batman series, but this movie was great!

Even better than the Quantum of Solace I saw the other night. Go see Dark Knight if you can. 

It's nice to finally have a stadium seating cinema in Richmond Kentucky. Enjoy! 

Tickets and Showtimes 

Richmond KY Cinemark

Richmond Centre

2103 Lantern Ridge Dr.
Richmond KY 40475

Or Exit 87 off I-75

View Map

 

       

Lizette Realty Lizette Fitzpatrick

Lizette FitzpatrickPrincipal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Lizette Realty, Madison County, Fayette County, Richmond or Lexington KY real estate 

click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky Real Estate experience. Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved..*Richmond KY Cinemark, Richmond Centre*

Lexington Christmas Parade / Southern Lights / Kentucky Horse Park /Lexington Kentucky Holiday Events

Lexington Christmas Parade

Lexington Christmas Parade / Southern Lights / Kentucky Horse Park /Lexington Kentucky Holiday Events

November 21 - December 31

5:30 - 10PM

Kentucky Horse Park

Southern Lights

Spectacular Sights on Holiday Nights at the Kentucky Horse Park is a 15 year tradition!

Horses designed with lights race for a cheering crowd, jump over a steeplechase fence, and graze in Bluegrass pastures.

The unique horse scenes have turned the  Southern Lights at the Kentucky Horse Park into one of the most distinctive lights festivals anywhere. Using tens of thousands of shimmering lights, it is now Kentucky's largest lights festival.

You'll enjoy animated scenes featuring Santa and his reindeer, elves, snowflakes and other traditional holiday characters as you drive along the three- mile route through the park.

Admission is $15 per car, $30 per extended van, $50 per mini-bus, $75 per school bus and $125 per motor coach.

The indoor attractions are closed on Thanksgiving Day, and December 24-31, but the drive-through portion remains open every night through the 31st.
(859) 255-5727.

Kentucky Horse Park

 

 

November 29

5:30PM

Lexington Christmas Parade  - Starts at Main and Midland and proceeds to Main and Mill Streets.

Right after the Christmas Parade...

Lighting Of The Christmas Tree (a Kentucky tradition since 1913)

Robert F. Stephens Courthouse Plaza

(859) 425-2593

 

 

December 4 - 7

10AM - 9PM

Lexington Christmas Parade

22nd Annual Trees of Life Festival of Trees

Mall at Lexington Green

 

 

December 16

7:00PM

Kentucky Christmas Chorus

Sing carols along with The Kentucky Christmas Chorus.

The Lexington Philharmonic, Lexington Singers and numerous local choirs will lead the singing as thousands of people get together to sing all the traditional
carols along with some new ones.

Doors open at 6 PM. Singing begins at 7:00 PM

Parking and admission is free. 

Rupp Arena

 

   Lizette Realty Lizette Fitzpatrick 

Lizette FitzpatrickPrincipal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Lizette Realty, Madison County, Fayette County, Richmond or Lexington KY real estate click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky Real Estate experience. Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved...*Lexington Christmas Parade / Southern Lights / Kentucky Horse Park /Lexington Kentucky Holiday Events * 

347 Peachtree Drive Berea KY 40403

347 Peachtree Drive Berea KY 40403

347 Peachtree Drive Berea Ky 40403Get The Most For Your Money!

$139900 - Expired

Delightful brick and vinyl ranch with 3Bedrooms 2 full baths, living room, kitchen with appliances, utility room, storage shed, deck, porch, 2 car garage, landscaped, fully fenced with chain link and gates.   Priced Right!

Located in Berea Kentucky. Take 1016 from Berea, left on Old HWY 25, left onto Peachtree Drive.

 

 

 

CONSTRUCTION: Brick Veneer & Other, Vinyl FOUNDATION: Crawl Space

ROOF: Composition Shingle

HEAT: Heat Pump(s)

AIR CONDITIONING: Heat Pump

WATER DISTRICT:Berea Municipal

ELECTRIC:Berea Municipal

SEWER: Sewer Available

GARAGE/CARPORT: Garage-Double Attached

BASEMENT: None

FLOORS: Carpet, Vinyl

APPLIANCES: Range, Refrigerator, Dishwasher, Exhaust Fan

KITCHEN/DINING: Breakfast Area, Kitchen Bar

ATTIC: Partially Floored, Pull-Down Stairs

INTERIOR FEATURES: Ceiling Fan(s), Drapes, Blinds, Walk-in Closet, Smoke Alarm(s), W/D Hookup, Dedicated Phone Line

EXTERIOR FEATURES: Cable Available, Fence-Full, Landscaped, Patio, Deck, Porch, Storage Building, Storm Windows, Storm Doors, Insulated Glass

       

Lizette Realty Lizette Fitzpatrick

Lizette FitzpatrickPrincipal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Lizette Realty, Madison County, Fayette County, Richmond or Lexington KY real estate 

click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky Real Estate experience. Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved..*347 Peachtree Drive Berea Ky 40403*

 

Richmond Kentucky Christmas Parade

The Annual Christmas Parade will be rolling through  Richmond, Kentucky on December 5th at 7:30PM.

The Christmas Parade will be right down beautifully decorated Main Street.

I know I said that last year's parade was the best one yet...but it gets better every year!

The participants in the parade will be handing out kettle-corn, candy, balloons and souvenirs.

Also to be included in the parade are decorated vehicles of all kinds like cement trucks, huge wreckers, floats, buses and police cars.

Marching Bands will be playing Christmas music.

It always seems like it lasts for hours! Then right at the end of it all will be Santa and Mrs. Claus on the back of a fire engine. Come check it out, you will have a fabulous time.   

P.S. How does Santa get around the world in one night?

       

Lizette Realty Lizette Fitzpatrick

Lizette FitzpatrickPrincipal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Lizette Realty, Madison County, Fayette County, Richmond or Lexington KY real estate 

click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky Real Estate experience. Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved..*Richmond Kentucky Christmas Parade*

 

Richmond Kentucky Downtown Gallery Hop

Richmond Kentucky Downtown Gallery Hop

Downtown Richmond KY

GALLERY HOP NEWS - Chestnut Tree Gallery              

The Richmond Gallery Hop is scheduled for this coming Friday evening, November 21, from 5-8 pm and we are celebrating with our biggest event to date.        

Alvan Berry, a watercolor artist from Corinth, KY will be one of 2 featured artists for the evening.  Alvan uses soft colors reminiscent of faded memories, and paints wonderful country scenes of times gone by, old country stores, rural churches, barns, plowed fields, and old homesteads.  

Also featured during the hop will be artist and musician, Gary Bertram, of Georgetown, who will be providing live music for the event.  Gary has just released a new classical guitar CD of Christmas favorites and will be playing selections from that CD and other Christmas music throughout the evening.

If you enjoy sending special Christmas cards, another treat is in store.  We have selected what will be the first in a series of Kentucky Original Art Cards for Christmas.

This card is printed from an original work by Gary Bertram called "Kentucky Winter".  A very limited supply of the cards has been printed and will be available for the first time this Friday during the gallery hop. 

We will have special gallery hop sales, refreshments, and door prizes awarded every hour of the hop.  You can also register for a free $600.00 abstract painting by RM Rollins called "Life Source" to be given away on December 23.        

CHRISTMAS OPEN HOUSE      

It starts this Friday with the Gallery Hop and ends with a Grand Finale on December 6th.  Each day, a variety of items will be marked at least 1/2 off. 

December 5th - We will be open late during the Christmas Parade, so stop in and get warm with a cup of hot chocolate.  

December 6th - We will have several visiting artists on hand throughout the day.         

10am - 12pmDarrell Maggard, an artist from Berea who does both drawings and watercolor paintings will be on hand. Darrell's works were recently on display at JW's restaurant.        

12pm - 3pm -  Patience Fort, along with the family dog, Steel Magnolia, better known as Maggie, will be on hand to sign copies of their just released children's book "Magnolia Blossoms." It's a touching children's story written through Maggies eyes, about her life as she struggled to survive Hurricane Katrina and eventually was  adopted by the Fort family in Kentucky.  Jonathan Rollins was the illustrator for this book and will also be  available to sign copies of the book. 

3pm - 6 pmSarah Brown,artist and EKU student will be available to talk to anyone interested in her works. We enjoy offering EKU student artists an outlet for their work.  Sarah's pieces are thought provoking, fresh and upbeat. 

10am - 6 pm - Live Music throughout the day by Gary Bertram on the classical guitar, door prizes and refreshments throughout the day.              

December 19 - December Gallery Hop

For information contact:

Chestnut Tree Gallery

102 East Main Street Richmond, Ky.

859-623-2144

ctgallery@bellsouth.net     

       

Lizette Realty Lizette Fitzpatrick

Lizette FitzpatrickPrincipal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Lizette Realty, Madison County, Fayette County, Richmond or Lexington KY real estate 

click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky Real Estate experience. Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved..*Richmond Kentucky Downtown Gallery Hop*

Paying off your mortgage early

Madison BankHow do you eat an elephant? One bite at a time!

Many of my Kentucky readers are looking for ways to save some money and I have been adding deals for coupons and ways to cut expenses in my weekly newsletter, "I Love Kentucky News".

One of the best ways for the long term is to pay off your mortgage early.

Below is an article by Russ Ravary about an easy way to take 7 1/2 years off your 30 year fixed mortgage.

Remember, it's these small steps that add up to BIG savings down the road. 

Via Russ Ravary - Michigan Homes for sale - Michigan Real estate & Mortgage info:

Have you ever been approached my your mortgage company or another company to join a bi-monthly payment program?

They usually want to charge you a $250-$500 setup fee.  Then they want you to send in half of your payment ever two weeks.  So lets figure this out.  Let's say your mortgage payment is $2000 a month.    So normally you would send in a total of $24,000 a year. 

But this new bi-monthly company wants you to send in a $1000 every two weeks.  They hold the first $1000 until you send in the the second $1000.  Then they send in your mortgage payment.

So each payment they are charging you a $3 - $6 processing fee.  But the essence of the program is that they are getting you to put more money on the principal each year.  But what they are doing is collecting an extra mortgage payment each year.  There are 52 weeks in a year and you are paying a half a payment every two weeks.

So if you make 26 payments of $1000 it adds up to $26,000.  $2000 more a year added to your principal.  That's how the bi-monthly program works.

But what is neat about all of this is that you can do it your self and save yourself the set up fee.  You can save the processing charge each month too.  All you have to do is send in an extra payment a year.  Divide your payment by 12 and add that to your payment each month.

By adding 1/12 of your payment each month you can cut off about 7 to 7 1/2 years off your mortgage.  You can save thousands of dollars in interest by doing the bi-weekly program.

Kentucky River and Madison County Bridges

Kentucky River and Madison County Bridges. Come take a ride down the Kentucky River and discover the beauty of nature. The I-75 Bridge connects Fayette to Madison County. The older and smaller bridge beneath connects the two counties through US25. The Valley View Ferry is the oldest continuious business in the state an there is no charge to go across. Most all the pictures have been taken in November of this year.

Whats happening with new construction in Kentucky?

Whats happening with new construction in Kentucky?

 Well... costs are going up because prices are still rising on materials.

 

If you have a good credit rating and are still considering building a custom home, you should get started because prices will never be the same. New homes are actually getting smaller... but will have more amenities.

Large homes may be a thing of the past.

Compared to 2007, housing starts are down in Kentucky by about 1,500. The actual number of new homes being built so far is about 10,000. Many of them are custom homes featuring Green and Energy Star.

 Spec houses that have been on the market are being discounted by builders and there are a few bargains. To sell them at a discount is better than sitting unsold. Home values are not dropping in Kentucky like some other states including California.

How have loans changed?

You may be asked for more money down. Times sound bad if you listen to the media, but Kentucky banks are still lending and you just need to get approved before shopping for a home.

You will need a bank pre-approval and if you have a house to sell. Get it under contract before you go look at homes.

Most sellers are not interested in accepting an offer contingent upon the sell of your home.

The serious buyers are out there NOW.

Now is the time to get a bargain, not months from now in the spring. That's when most buyers will be out shopping and ready to move.

   Lizette Realty Lizette Fitzpatrick 

Lizette FitzpatrickPrincipal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Lizette Realty, Madison County, Fayette County, Richmond or Lexington KY real estate click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky Real Estate experience. Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved...*What's happening with new construction in Kentucky*

 

Jessamine County Kentucky SAVE Center /Animal Shelter Urgently Needs Help...Please Read.

Jessamine County Kentucky SAVE Center /Animal Shelter Urgently Needs Help...Please Read.

Today this email made it's way to me from Jenise Smith.

I wanted to post it here in my blog where so many read my stories to see if you may want to adopt a sweet pet or donate after hearing their heartfelt story.

Lizette

Please forward this post on...

I wanted to take a moment of your time to tell you about me and my shelter, The Jessamine County SAVE Center. SAVE stands for shelter, adopt, volunteer and educate. If you have a minute to look at our website, it will tell you a little more about our group.

Mighty Mouse

 Several years ago at Christmas,I thought it would be a good learning/giving experience for my children to give something back by rescuing a puppy from a rural KY shelter, vetting it and adopting it out thru a rescue.

Well, one puppy turned into two puppies. (we couldn't leave the poor litter mate, freezing in a shelter in December--oh and they both had terrible cases of mange)

 We nursed both pups back to health, adopted them out thru the rescue and decided it was too rewarding and too much fun to quit. After several years of rescue work and volunteering at another rural shelter (Lincoln County), the opportunity came up to run a shelter!

Finally, I wouldn't have to guess when the director was calling the vet! Finally, I could hold dogs for rescue! And I would actually be getting paid for doing something I felt passionate about!

Well, I've found that even at 46 years old (ugh), I can still learn new things about life and about myself. What I didn't count on was the level of responsibility that I feel for this little rural shelter. This little shelter is an older county building with 29 runs and 9 outdoor kennels. Some of the outside kennels are very small and shouldn't hold anything bigger than a Chihuahua, but you can't leave those outside, so you can guess who gets stuck in the little outdoor kennels.

Cocker Spaniel

I've found I feel very protective of this shelter--similar to how I feel about my children. I always need to be there and be watching over things. And, I'm these dogs and cats last chance. It's a case of " the buck stops here". As for the added bonus of a paycheck, that's kind of humorous.

First off, shelter work doesn't pay well.And, you end up buying this little Chihuahua a sweater, or the Doxie with mange needed a coat.

And then there's the sick one that the SAVE Center can't afford to hospitalize, but if you buy the meds and take them home, there's always a chance, or if you just treat this eye infection, you're sure someone will come along for that dog, etc.

Last month we received a stray that I named Emaciated Emma. She has really touched my heart. She came in with soulful eyes that just seemed to say, "I've given up". She was a bag of bones with fur and she was not a young dog. Of course no one claimed her and it was suggested that the kindest thing would be to euthanize her. However, I'm stubborn and a sucker for the underdog.I started going back to the shelter in the evening and feeding her canned food. It quickly became a routine and anytime Emma saw me, she would come trotting to the gate, expecting her canned food. Unfortunately, no one gave my sweet Emma a second glance.

Sweet Emma

It was again suggested that since we were getting very crowded, we likely had to start making choices.. The newspaper has been good to us and has allowed us to publish a cat and dog of the week.

Emma was quickly submitted as the dog of the week because of course you can't euthanize the dog of the week!! Emma is still there and I'm still very protective and hopeful that there is someone out there for her. She's starting to fill in a little now, and I'm convinced that there isn't the same look in her eyes. The hopeless and downtrodden look is gone.Maybe her hope is just that I'm bringing her special meal of canned food, but at least it's some hope.

I know that there are many rural shelters in Kentucky and other places that are just as crowded. But, they're not mine. It's my shelter that when I go home at night and after the house is quiet, contemplate what I could do to save one more dog or one more cat. Or, what I could do to make this dog more adoptable, or wonder why more of my wonderful dogs and cats aren't getting adopted or rescued.

Almost every day, people come in and tell me they can't afford to care for their dog or cat any longer. Or they're getting divorced and have nowhere to place the dog or cat. I get what information I can from them and reassure them that I will do my best to rehome their dog or cat. And then it's one more trip to the kennels to try and find a spot for the latest intake.

Frequently, they're trembling in fear and my heart breaks because that must be a horrifying experience to be taken from the human that they know, and carried off by someone they've never seen.

They are carried down a hallway of dogs that have a collectively deafening bark. I whisper to them that it will be okay--not knowing if that is really true or if overcrowding will force me to usher them into a room so that their life can quickly slip away.

Grayson

I have always been a "do it myself" person. I struggle with asking for help of any kind- from asking a friend to babysit so that I can go to a Dr's appt., to asking for help with any project to asking for help for my shelter. In many ways this has been a growing experience for me.

I know I can't bring every dog and cat home with me, and I'm not going to get them all adopted locally, so I am forced to ask for help.

In my determination to protect and save these babies, I'm forced to knock on rescue doors and ask if they have room for any of my babies.

I'm forced to ask for donations so that we can continue to feed our full house,and provide the necessary care so that they stay healthy and adoptable. If it were a one time thing, it would be easier. But I know as soon as I send off one or two and breath a sigh of relief and gratitude, two or three more will come thru the door. Yesterday, I sent out two, and took in six.

So, unfortunately, I'm not saying I just need your help one time. I'm saying, please consider helping my shelter babies today and please consider helping again when you are able.

I have some wonderful animals at the shelter. I am so proud of their loving and friendly personalities. I have some that have been there since before I took over the shelter in September. The previous group didn't leave me any information, so I hate to think how long they've been there. There is Grayson, the gorgeous Shepherd/Setter or Retriever mix. He's been such a good and patient boy. http://www.petfinder.com/petnote/displaypet.cgi?petid=12082369 

Then, there is Janis Joplin. She is a doll, but she's a black dog and of course overlooked. Never mind that she's as sweet as can be and knows a few basic commands, has been around children and is probably housebroken. http://www.petfinder.com/petnote/displaypet.cgi?petid=12305612

Long Timer is exactly that. He's been there longer than I have. He's not a black dog, but he's clearly part Pit, which is just as much of a strike against him. Most of the public has written him off as "one of those aggressive breeds". And the rest seem to have overlooked him for the puppies, and purse dogs. I can tell visitors that he's happy and friendly, and has huge expressive ears, but usually they smile, nod and keep going. I slip him a biscuit and tell him I'm sorry. Maybe the next person will be the right one for him. http://www.petfinder.com/petnote/displaypet.cgi?petid=12297381

 

Tolstoy's ChampThere's Tolstoy's Champ, a purebred Husky. He's majestic and stunning, but still sitting at the shelter. He came in as an owner surrender, tethered with an electric cord. The owner first came into the office telling me she wanted to get rid of her son's dog. Her son had moved away and wouldn't take the dog and she didn't want him. I glanced out the window to see what I was getting.

I could see into her truck and saw a young boy smacking a Husky with the end of a cord or rope.I was stunned for a second and witnessed the Husky's reaction. He just sat there and tolerated it. It was a young child and maybe with his dense coat, it wasn't painful but must have at least been very annoying. And still he calmly sat there.

I quickly rushed outside to get him and was shocked to see that it wasn't even a rope but an electric cord. This gentle giant was eager to go with me. But, still he sits at the shelter. He does get noticed and I hear comments about what a pretty dog, but no one has wanted him. http://www.petfinder.com/petnote/displaypet.cgi?petid=12306251 

This is just the tip of the shelter iceberg. I have close to 50 dogs and 75 cats. So, I'm asking if you will please consider at least one of my babies. 

  I understand that many of you canʼt take in a dog or cat.  Please consider donating to the shelter. 

If there is a specific animal that tugs at your heart, then donate in their honor.  If youʼve lost your beloved pet and youʼre not ready to take that step of adopting again, please consider donating in your petʼs memory.

And everyone can take a second and forward my story to a friend, co-worker, neighbor, relative. Even that is a big help.

Rescues: Transportation is available, pull fees do not exist. The vets we work with are awesome and have extremely reasonable prices on vet work.

If you are part of a rescue, I am very eager to work with rescues and would be thrilled if we could work together to save some lives.

 

If you have questions or can help some of our animals, please email Jenise at smithszoo62@yahoo.com  (yahoo.com) I will answer as quickly as possible.

To look at the animals I've got posted, see our website: www.jessaminecountysavecenter.comI wish I could tell you I have them all posted, but that's not the case. As we were closing today, someone surrendered a PB Cocker. A couple of JRT mixes came in earlier and I know there are others.

I thank you for taking the time to read about my shelter and hope that you will find some space to help some of my animals by adopting, rescuing or consider donating to feed and vet our animals.

 

Jenise Smith
Jessamine County SAVE Center

Additional Information on helping Kentucky's Shelters... http://www.kycentral.org/  

T-Mobile G1 Google Phone...My Love - Hate Relationship

G1 Google Phone

T-Mobile G1 Google Phone...My Love - Hate Relationship

I've been wanting to upgrade my Razer Phone for awhile. I checked out many models like Blackberry and Treo750 and was almost ready to commit to one of them.

With a few phones it would mean changing carriers. My T-Mobile contract would run out in November, so I felt I might make a decision.

The very day (I think it was Oct. 22) the G1 was available for sale, I received an email from T-Mobile describing the details.

After reviewing all the amazing features, I called to order one.

Now that it is here, I am having a few difficulties.

One is that when I put in my SIM Card it didn't populate my contacts correctly. It left quite a few out. So when a call comes in, the name does not show up and I have no idea who it is.

Also, I made the mistake of uploading all my Hotmail contacts into G-Mail and it made it even harder for me to figure out that my regular contacts were missing.

Anyway, I have had to erase everything and start over twice. Also went back to my razor to write down a few contact numbers I knew were missing.

G1 Google Phone

At one point, I had it packed up and ready to send back...buyer's remorse they call it. For some reason...I left it in the box on my dining room table for a few days. Then, I had a change of heart.

Maybe it's just me not wanting to learn a few new tricks.

So, I've been trying it out again for the past few days. I've still been putting my SIM Card in my Razor to make things easier to get some contact numbers.

I do like the Google maps that I need instead of buying a separate GPS. It has many more programs that I can use.

I guess I will keep it and start learning to use it better.

Have any of you readers bought this one? What are your thoughts?

   Lizette Realty Lizette Fitzpatrick 

Lizette FitzpatrickPrincipal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Lizette Realty, Madison County, Fayette County, Richmond or Lexington KY real estate click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky Real Estate experience. Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved...*T-Mobile G1 Google Phone...My Love - Hate Relationship*

A November Evening At The Kentucky River / Palisades

A NOVEMBER EVENING AT THE KENTUCKY RIVER / PALISADES

KY River PalisaidesYou don't have to ask me twice to go for a boat ride down the Kentucky River.

Especially now that the leaves are turning and the natural limestone rock Palisades are always so beautiful to behold. Some are 200 feet tall!

In this picture you can see the mirror image of the rock formation.

I grew up on the Kentucky River. I'm a former "River Brat".

It's only a few miles from my house. Back in the day, my Dad bought a boat for us to hang out on every weekend. My uncle owned some property with a summer camp and a dock in between Boonesboro and Clays Ferry around the corner from Halls On The River. We would ski all day and later hang out on Boonesboro Beach.

It was a busy, but fun place to be. Now it is peaceful. Gone are most all the boats and docks. I can appreciate all the beauty of it now. 

 

Clays Ferry Bridge

My journey tonight began right between these two bridges at Riptides. See the bridge in the distance?

It is old US.25 and the one above is I-75. Both connect Fayette County to Madison County.

 

Clays Ferry Bridge

I was invited by Richmond Mayor Connie Lawson to an event hosted by Kentucky Riverkeeper.

A group that is focused on keeping the Kentucky River clean, recreation and tourism jobs. They are part of the Waterkeeper Alliance, a coalition of more than 150 "Keepers" around the world, one of the fastest growing environmental groups over the last decade. The Kentucky River is 259 miles long!

 

KY River Palisades

The mirror image here on the water creates an arrow refection on the River. As we floated leisurely along we saw a flock of wild turkeys, ducks and a few blue herons.

Also this is a natural habitat for all wildlife like raccoons, otter, beaver, deer, chipmunks, squirrels, hawks, owls, falcons, bobcats, possums and maybe a wild boar or two.

 

KY River Trees

Double the trees in this river mirror!

 

KY River

Mirror image yellow boat dock.

 

KY River

You never know when nature calls there is a place to go. Nice walking horse sign on the door.

 

KY River Palisades

This rock Palisade looks like a double picture because of the mirror image reflection in the water!

This stretch of river with the Palisades is over 50 miles long. It continues all the way to the state capitol in Frankfort and includes eight nature preserves and state parks along with privately owned land.  

 

KY River

Sweet little private dock on the Kentucky river...

 

KY River Palisades

More spectacular mirror image rock formations. These were created millions of years ago. Look how the rock has shifted. There are many waterfalls, caves and creeks all along the way. 

I took about 80 pictures of the Kentucky River and it was hard to pick only a few to show you here. 

       

Lizette Realty Lizette Fitzpatrick

Lizette FitzpatrickPrincipal Broker at Lizette Realty.

#1 featured Kentucky Realtor on Activerain.com and Localism.com.

Publisher/Author for the only Central Kentucky email newsletter on local real estate listings and sold properties, Kentucky relocation, local events, homeowner information and fun!

For more information on Lizette, Kentucky Horse Farms, Lizette Realty, Madison County, Fayette County, Richmond or Lexington KY real estate 

click on Lizette.us.

See for yourself what Lizette's extraordinary clients have to say about their Kentucky Real Estate experience. Copyright © 2009 By Lizette Fitzpatrick, All Rights Reserved..*A November Evening At The Kentucky River / Palisades *