First Time Home Buyers In Richmond Ky - Resale Homes And New Construction - FHA / VA
The time is right for new first time home buyers in Richmond KY to attempt purchasing their first home.
Contrary to what you hear in the news, there are many people that have good credit, savings and good standing to be able to accuire a bank loan for resale homes and new construction.
FHA loans require a 3.5% down payment but 100% financing is available for VA loans.
Conventional loans require up to a 20% down payment.
There is a program called REACH that may be able to provide down payment assistance. At Reach they provide counseling for low to moderate income families to become financially self-sufficient and obtain affordable housing.
For some clients, new construction is still the house of choice and we at Lizette Realty guide them through the whole process of choosing a lot, builder, house plan and construction as a buyer's agent to get to a successful closing.
Others buyers contact Lizette Realty to research resale homeswithin specific price ranges and amenities. We set up all the appointments to tour and gather all additional information for the buyers we represent.
There is no charge at Lizette Realty for a buyer to have their own representation in the buying process. Sellers have their own listing agent to represent their interests.
Take a look at the links below to get started.
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Lizette Fitzpatrick - Principal Broker at Lizette Realty.
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*First Time Home Buyers In Richmond Ky - Resale Homes And New Construction - FHA / VA*